Thursday, August 20, 2009

Do you have the right medical aid yet?

Medical aid schemes are apparently changing what they will pay out compared to previously. There are less benefits being paid out than before and many people are worried that they will not have adequate cover. Medical aid is health insurance and apart from being there when you need it, it also provides peace of mind. So if you are worried about your medical aid you can quickly compare medical aid quotes using Justmoney. This way you can find out if what you need is covered. So what do you do?

Justmoney compiles medical aid details and puts them into an online medical aid quote comparison calculator where you can set who you want the medical aid for, check if you have any special needs for your medical aid like chronic condition cover, if you need more than a hospital plan, if your employer subsidises your medical aid and how much you can afford to spend each month on medical aid. Using these criteria along with others such as your age and income our calculator works out for you a range of affordable options. You can then delve deeper into your choices.

After you fill in you details you can see a side by side comparison including the details and benefits offered by each scheme. Now as medical aid is apparently covering less than before you can compare your medical aid with other medical aids and find the best cost to benefit ratio for your requirements. Make sure you check the details, because medical aid is a complex product, however with our calculator you can get all those details laid out in front of you. Check exactly what will be covered, by downloading the brochures and then you can make an informed decision as to whether the medical aid you have covers what you need and is value for money, and you can work out if you can swap and save.

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